"I just wanted to write you and let you know that I have just had an offer accepted on my first house! I am SO excited, it is a dream I didn't expect to come true, especially in light of the heated Perth housing market.

To give you some background, I am an accountant working for a "big four" accounting firm. Throughout university, and since, I have been taught how to create balance sheets, profit and loss statements, write company reports, manage tax, grow businesses and numerous other accounting functions.

One thing I have never paid attention to however, is the creating of my own personal wealth. Reading your manual and following your exercises I was shocked at the miserable state of my own financial affairs.

Through the use of the examples and exercises in your manual however, I have started to turn that around! As I mentioned above, I have just purchased a house, and I'm on the way to generating some serious assets!

Feel free to post this on your website, and I would like to give this advice to anybody interested in getting control of "that part" of your life - BUY THIS, READ IT, LIVE IT!"

Steven Andreazza - Senior Accountant, Perth, Western Australia

"I first ‘met’ Gary through a mutual friend on the internet. As soon as we had participated together in a few online conversations, I knew that we had strong mutual interests and similar viewpoints…especially concerning wealth, debt and life success.

It’s popular these days to qualify every discussion about wealth creation by mentioning that money isn’t everything or even the most important thing.

I found Gary’s book refreshing in that he is able to sweep aside that qualification and get down to the subject at hand with no apology. Everyone needs money to survive, and most people want more than just to survive. With Gary’s help, anyone who reads his book can stop self-sabotaging due to ambivalence about acquiring wealth.

What I really love about it, though, is that this book is about the basics. I have a firm belief that the basics are being taught haphazardly if at all, and the result is the overwhelming debt load individuals are carrying.

I was shocked to the core, but not surprised, to learn that the savings rate in the US had dropped to zero in 2005. Why? Because we are profoundly ignorant of the way money works and how we should use it.

Gary’s book allows anyone to understand his or her own situation. If that understanding creates a devastating picture, then it’s none too soon.

The good news is that there are ways to correct the problems, and Gary brings it down to simple mathematics. The charts and ledger sheets Gary includes create a personal roadmap for success in this venture. How I wish I had seen this manual twenty years ago! Nevertheless, my personal theme is ‘It’s never too late.’

Despite the fact that I met Gary after I had gleaned these ideas elsewhere, I can attest that they work, and work quickly if you work at them.

I had to learn these principles from many sources, but Gary has laid it all out in one place. Take my advice - get the book, do the exercises, and put your future on a more financially secure course.

Cheri Merz - Real Estate Business Woman - Utah, USA
Website Address: Never Too Late For Success

"The book "How to Save Thousands & Increase Your NET Wealth" is a very neat practical guide for everyone interested in improving his or her financial freedom. The author offers a bottom line, fresh and intuitive way to measure and monitor one's net wealth creating progress. I very much liked the concept of hourly rate one trades his/her life for. It does not get more concrete than that.

This book is about the attitude towards money and a wonderful source of motivation for those who want to change their financial destiny and develop a wealth mindset. It pinpoints the major sources of money drain and it shows strategies how to eliminate or minimize it.

Financial education and self-discipline are certainly a couple of key traits important for understanding the wealth generation process and holding onto it. For those interested in this subject I recommend reading the "How to Save Thousands & Increase Your NET Wealth" once every quarter if not every month. The book will help you reinforce the patterns of behavior that will open the door for a long term financial success."

Svetlana Dimovski, Scientist, P&G, Cincinnati OH, USA

Should you wish to verify the authenticity and accuracy of any of the above TESTIMONIALS then I will ask the person who gave the testimonial if I can pass his or her email address on to you personally.